Millions of Canadian households rely on the GST/HST Credit as a vital part of their financial planning, and February 2026 is set to bring another round of payments under this essential tax relief program. The CRA (Canada Revenue Agency) issues the GST rebate quarterly, offering eligible Canadians relief from the federal goods and services tax (GST) or harmonized sales tax (HST). With tax season looming, Canadians are eager to know who qualifies, how much they might receive, and, most importantly, when those funds will arrive.
The February 2026 GST credit disbursement is especially significant amid inflationary pressures and rising living costs. For families that count on this rebate to cover grocery bills, rent, or utility costs, timely payments make a meaningful difference. With updated eligibility thresholds and adjusted payments, understanding the latest changes for 2026 is key to ensuring you don’t miss out on money you’re entitled to.
Overview of the CRA GST Rebate February 2026
| Aspect | Details |
|---|---|
| Program | Canada GST/HST Credit – February 2026 Payment |
| Payment Date | February 5, 2026 |
| Eligibility | Low to moderate-income individuals and families |
| Maximum Annual Credit | Up to $519 (single), $680 (with spouse/common-law), plus $179 per eligible child |
| Payment Frequency | Quarterly (January, April, July, October) |
| Administered By | Canada Revenue Agency (CRA) |
What changed this year
For February 2026, the CRA has adjusted the GST/HST credit amounts and income thresholds in line with inflation. This means households may receive slightly higher payments than in previous years, depending on their 2024 tax return details. The credit amount is calculated based on the net income reported two years prior — so the 2026 amounts are determined by your 2024 taxes.
Income thresholds for eligibility have also been raised. For a single person, the base income threshold now starts around $42,000, while families with multiple children could qualify up to around $60,000–$65,000 in family net income. These figures vary based on the number of children, marital status, and whether one qualifies for other benefit programs such as the Canada Child Benefit (CCB).
With inflation impacting household budgets nationwide, this adjustment offers meaningful relief for working-class Canadians.
— Alex Brown, Senior Tax Analyst (placeholder)
Who qualifies and why it matters
The GST/HST credit is designed specifically for low- and modest-income individuals and families, whether they earn income from employment, self-employment, or government supports. Unlike some benefits, you don’t need to apply separately for the GST rebate—it is automatically assessed when you file your income taxes.
To be eligible for the February 2026 payment, you must:
- Be a resident of Canada for income tax purposes
- Be at least 19 years old, or have a spouse/common-law partner, or be a parent residing with your child
- Have filed your 2024 tax return
- Fall below the CRA’s income thresholds for eligibility (exact limit depends on family size)
It’s important that both individuals in a partnership file their taxes—even if one has no income—to ensure family benefits are calculated correctly. Parents of children under the age of 19 benefit from a per-child supplement, which can significantly boost quarterly payments.
Payment amounts you could receive
The maximum annual GST credit amounts for the July 2025–June 2026 benefit year are:
- $519 for single individuals
- $680 if married or living common-law
- $179 for each child under 19
So, for example, a family of four (two adults, two children) could receive up to $1,038 annually—or $259.50 per quarter, including the February 2026 payment.
However, these amounts reduce as your net family income increases beyond a set threshold. The GST credit is designed to phase out gradually to target those most in need of support.
How the payment is delivered
For most Canadians, the CRA deposits GST credits directly into their bank accounts. If you signed up for direct deposit, you should expect to see the February payment on or shortly after February 5, 2026.
If you haven’t enrolled in direct deposit, you may receive a paper cheque through the mail, which can take several days longer depending on your location.
Signing up for direct deposit helps avoid postal delays and ensures faster delivery of all CRA-related benefits.
— Marie Chen, CRA Client Services Officer (placeholder)
Tax return filing and late payments
Remember, your eligibility for the GST credit depends on your prior tax return. If you didn’t file your 2024 taxes or filed them late, the CRA may delay your February GST credit—or withhold it altogether until your file is processed. That’s why it’s essential to file taxes early and ensure both spouses (if applicable) submit returns every year.
If you missed out on earlier payments due to late filing, the CRA may issue retroactive GST credits once your tax return is assessed. However, the longer the delay, the longer you’ll wait for these funds.
Winners and losers from updated thresholds
This year’s indexation means more people on the margins of eligibility may now qualify for smaller credits or see higher payment amounts. However, those whose income grew in 2024 may see their benefits reduced or eliminated.
| Group | Impact |
|---|---|
| Low-income single parents | Winner — Benefit increase with per-child supplement |
| Seniors on fixed income | Winner — Thresholds adjusted for inflation |
| Dual earners with rising income | Loser — Phase-out starts earlier |
| Late filers | Loser — Delayed or missed payments |
How to apply step-by-step
You do not need to fill out a separate application for the GST/HST credit. Instead, the CRA automatically reviews your eligibility each year based on your tax return. Here’s how to ensure you receive your due payment:
- File your 2024 income tax return—on time—by April 30, 2025.
- Ensure your marital status and dependent information are up to date.
- Set up or confirm CRA direct deposit details via your online CRA MyAccount.
If you gave birth or adopted a child during the year, update the CRA promptly through MyAccount or Form RC66 to ensure you receive the child supplement on time.
What to do if you didn’t receive your rebate
If February 5th comes and goes without a deposit or mailed cheque, you may want to:
- Log into CRA MyAccount to check payment status
- Call the CRA to ensure your tax return was received
- Confirm address and banking information are correct
Remember, CRA will not issue a February payment if you’re not up to date on prior tax filings. Also, if your adjusted family income surpassed the eligibility cap, you may not qualify for February’s round. Always review your Notice of Determination for clarity.
Frequently Asked Questions (FAQs)
How often is the GST credit paid?
The GST/HST credit is paid quarterly—in January, April, July, and October of each year.
When is the February 2026 GST deposit date?
The CRA will issue the February 2026 payment on February 5, 2026. Direct deposit recipients may see it the same day.
How do I qualify for the GST rebate?
You must file your income taxes and meet the CRA’s income requirements based on family size and composition. Eligibility is re-assessed each year.
How can I check my GST credit status?
Log into your CRA MyAccount portal to view payment history, upcoming credits, and updates to your benefit calculations.
Do I need to reapply each year for the GST rebate?
No. As long as you file your taxes annually and remain eligible, CRA will automatically determine your entitlement and issue payments.
Can both partners receive the GST credit?
Only one member of a couple receives the GST/HST credit, and the amount is calculated based on total family income.
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