Canadian residents who depend on federal assistance programs can expect a series of **Canada Revenue Agency (CRA) benefit payments** in February 2026. These payments are part of ongoing federal support to help families, seniors, students, and low-income individuals cope with rising costs and economic uncertainty. While the amounts and eligibility vary between benefit programs, the CRA has laid out a payment calendar for the month, providing clarity and predictability to recipients across the country.
These benefit payments include well-known programs such as the **Canada Child Benefit (CCB)**, **Old Age Security (OAS)**, and **Canada Workers Benefit (CWB)**, among others. Depending on your personal circumstances and income, you may be eligible to receive one or more of these payments on different dates throughout February 2026. This guide breaks down the dates, amounts, and qualifications so you can know exactly what to expect — and when.
CRA Benefit Payments in February 2026: At-a-glance Overview Table
| Payment Program | Payment Date (Feb 2026) | Maximum Payment Amount | Who Qualifies |
|---|---|---|---|
| Canada Child Benefit (CCB) | February 20, 2026 | Up to $619 per child under 6 | Families with children under 18 |
| Goods and Services Tax/HST Credit | February 5, 2026 | Up to $467 per adult (quarterly) | Low/moderate-income households |
| Old Age Security (OAS) | February 27, 2026 | Up to $713.34 per month | Canadians aged 65+ |
| Guaranteed Income Supplement (GIS) | February 27, 2026 | Up to $1,057.01 | Low-income seniors receiving OAS |
| Canada Pension Plan (CPP) | February 26, 2026 | Up to $1,364.60 | Eligible retired/injured workers |
| Canada Workers Benefit (CWB) | February 12, 2026 | Up to $1,428 (quarterly advance) | Low-income workers |
| Alberta Child and Family Benefit | February 27, 2026 | Up to $1,410 annually (split quarterly) | Alberta residents with children |
| Provincial Climate Action Incentives | February 15, 2026 | Varies by province | Households in climate rebate provinces |
| Disability Tax Credit (Refunds, if any) | Varies | Based on filing | Individuals with eligible disabilities |
What changed this year
While 2025 saw several **enhancements to federal benefit programs**, including inflation-indexed increases and updated income thresholds, 2026 promises to continue those changes with slight rate increases across all major benefits. The **Canada Child Benefit (CCB)** in particular has been adjusted upward to reflect the rising cost of living, offering more relief per child for qualifying families. Similarly, both OAS and CPP payouts have increased nominally, following indexation with the Consumer Price Index (CPI).
Another major boost is the wider rollout of the **Canada Workers Benefit (CWB)** quarterly advance payments. Recipients are now receiving more predictable support throughout the year rather than waiting for the full benefit at tax time. This provides much-needed **cash flow support** for lower-income earners and part-time workers.
Who qualifies and why it matters
The eligibility criteria for these CRA benefit programs are largely based on **age, income level, family status**, and sometimes residency or disability certification. For instance, to receive the **CCB**, the child must be under the age of 18 and the family must meet income thresholds as determined by their latest tax return. Likewise, OAS and CPP benefits require age and/or contribution-based qualifications.
Benefit programs like the **GST/HST credit**, CWB, and GIS specifically aim to **support low-income individuals and families.** These programs not only help with household expenses but also contribute to reduced poverty rates and increased economic participation. By February 2026, payments are expected to reach over 12 million Canadians.
Monthly and quarterly breakdowns
The **February 2026 benefit calendar** has both monthly and quarterly disbursements scheduled. Here’s a look at how those break down:
- Monthly payments: OAS, GIS, CPP, CCB
- Quarterly payments: GST/HST Credit, CWB, Climate Action Incentive
This means if you’re eligible for more than one, you can expect deposits on multiple dates across the month. For example, a senior who qualifies for OAS, GIS and also cares for a grandchild may receive benefits on February 20, 26 and 27 respectively.
Payment methods and arrival times
CRA disburses payments via **direct deposit** or mailed cheques. Direct deposits are typically processed faster, arriving on or before the official payment dates. Mailed cheques may take a few days to reach you, especially if there are delays due to weather or postal disruptions. To ensure timely delivery, CRA recommends updating your banking information and address through your online CRA account before the beginning of each month.
“Direct deposit is the best way to ensure you get your benefit payments on time. It’s secure, reliable, and reduces mail delays.”
— CRA representative (Placeholder)
How February 2026 compares to previous years
Compared to February 2025, this year includes slightly higher maximum amounts for nearly all programs due to indexing. For instance, the **CCB max payment** amount for children under six has increased by about $10 per month, while OAS has seen a rise of more than $6 for most recipients. These modest increases are based on the **September 2025 CPI** figures, and are consistent with the government’s commitment to inflation-adjusted social support.
The quarterly **CWB advance payments** are also an important change many workers will benefit from. Those earning below the threshold can receive a portion early, rather than waiting till after tax season.
Winners and losers: Who benefits most
| Group | Impact in February 2026 |
|---|---|
| Low-income families with children | Higher CCB payments, enhanced GST credit |
| Seniors on fixed income | Increases in OAS/GIS; stable CPP |
| Low-income workers | CWB now paid quarterly, providing cash flow |
| High-income earners | No benefits or reductions due to income thresholds |
How to apply step-by-step
Some benefits, like **OAS and CPP**, are automatically initiated at age 65 if you’ve met contribution criteria. But others, including the **CCB and CWB**, require initial applications and continual filing of your annual tax return.
- Log in to your CRA My Account or sign up if you haven’t.
- Update your information, including marital status and address.
- Apply online for benefits you qualify for, or get assistance by phone.
- File your 2025 tax return early to prevent delays for February 2026 payments.
- Enable direct deposit to ensure faster payment delivery.
Short FAQs About CRA Benefit Payments in February 2026
What day is the Canada Child Benefit payment for February 2026?
The Canada Child Benefit (CCB) will be paid on February 20, 2026.
How do I know if I qualify for GST/HST credit?
If you’re a Canadian resident with a modest income and have filed your taxes, the CRA will automatically determine your eligibility based on your income and family composition.
What is the maximum OAS payment in February 2026?
The Old Age Security benefit maxes out at around $713.34 per month in February 2026, depending on age and income.
When will CPP benefits be paid in February 2026?
CPP monthly payments will be issued on February 26, 2026.
Can I receive CCB and CWB at the same time?
Yes, if you meet the income and eligibility criteria for both programs, you may receive payments from both on their respective dates.
How can I contact CRA if my payment is late?
You can contact the CRA by calling their official toll-free number or by logging into your CRA My Account and submitting an inquiry online.